Gourley & Griffin, P.A.
Statesville, North Carolina, Bankruptcy Lawyers
Chapter 13
Debt Relief ◦ Rebuilding Credit
Chapter 13 is a form of personal bankruptcy which, unlike a Chapter 7 bankruptcy filing, is in effect a repayment plan. Contrary to what you may have heard, it is rare to have to do a Chapter 13 repayment plan due to your income.
Through Chapter 13 bankruptcy, you may be able to prevent or stop foreclosures by catching up ("curing") mortgage arrearages (payments that you are behind on) on your home. It may prevent repossession of your car or other personal property, and may lower your vehicle payments. Chapter 13 may also prevent repossessions and provide a repayment plan for back taxes. And we will explain how Chapter 13 bankruptcy may allow you to repay taxes over time.
To schedule the first of two face-to-face free initial consultations with an experienced Chapter 13 bankruptcy lawyer at the Statesville, North Carolina, law offices of Gourley & Griffin, P.A., contact us through this Web site or by phone.
When our attorneys review your situation, we will help you determine whether a Chapter 7 or Chapter 13 bankruptcy is most appropriate for you.
Our North Carolina bankruptcy lawyers will also help you understand that, although a Chapter 13 bankruptcy is a repayment plan, it is still viewed as a bankruptcy on your credit report. We will discuss the fact that it will not lower your mortgage payments. You can then decide whether Chapter 13 bankruptcy will meet your needs.
We are a debt relief agency proudly providing options to people with financial problems for over 15 years. In a large number of cases, we assist people with filing bankruptcy. We offer personalized service and the benefit of our experience and positive reputation. Contact us by phone or email to schedule your first face-to-face free consultation.
We are a debt relief agency. We help people file
for bankruptcy relief under the Bankruptcy Code.
