Are You On A Lifetime Credit Card Repayment Plan?

In today's economy, most people rely on plastic to buy food, goods and services. Some households keep one or more credit cards on hand for emergencies or to buy large ticket items such as furniture, a needed appliance or to repair the car. Credit card debt can easily pile up, leading to financial strife. As balances grow, it is common for individuals to pay the minimum payment to make ends meet each month.

Minimum Payments Do Not Always Help People Manage Credit Card Debt

Unfortunately, credit card companies set the minimum payment at a level that serves their own financial interests. The payment typically covers the current interest on the debt, and not much more. Making the minimum monthly payment will rarely do anything to reduce the overall debt, leaving you with the same financial difficulty at the end of the month as you were experiencing at the beginning of the month. It can take years to make any headway in obtaining meaningful debt relief — making it seem like you are on a lifetime repayment plan.

If your credit card debt and other loan obligations have become overwhelming, you owe it to yourself to find out how to find meaningful debt relief. At the Law Offices of Robert H. Gourley Jr., P.A., our attorneys can help you to understand what legal options may be available to you to break the cycle of debt that you are experiencing.

Exploring Every Option To Help You Regain Control Of Your Money

Our lawyers know that individual circumstances can vary greatly from household to household. Bankruptcy is not for everyone, but may be the best option in some cases. For these reasons, we offer two free face-to-face initial consultations to all potential clients to go over your unique circumstances. We will explain all of the debt relief options that may be available to you.

We are a debt relief agency proudly providing options to people with financial problems. With offices in Mooresville and Statesville, we have served North Carolina since 1992. In a large number of cases, we assist people with filing bankruptcy. Contact us online or call 704-872-5051, 704-663-7122 or 800-411-1188 toll free.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.