Are You Struggling With Your Mortgage?

Many Americans are finding it more difficult to make their full mortgage payment on time each month. Mortgage defaults are at an all-time high, and it often looks as though there is no light at the end of the tunnel. Foreclosures are becoming far too commonplace.

WE CAN HELP!

Through a combination of (1) President Obama's new mortgage assistance plan and (2) the willingness of mortgage lenders to work with you, we are now able to offer assistance with efforts to restructure your mortgage. We may be able to:

1. Lower your debt level on a first mortgage.

2. Lower the interest rate on a first mortgage.

3. Provide a restructuring of your mortgage that avoids foreclosure or stops foreclosure.

We offer the assistance of a local attorney who truly cares about your situation, not some "800" number or company that was simply created to try to make money off of the misfortune of homeowners.

We have a proven track record of helping homeowners.

Our fee structures are reasonable, and we explain the fee structures to you in a clear and understandable way.

BANKRUPTCY CHANGES MAY BE NEXT

While the Bankruptcy laws may change in the near future, they have not yet changed. If Congress passes the amendments, then they may provide for Court-ordered

1. Refinances of debt;

2. At reasonable rates;

3. Reductions of mortgage payoffs (possibly first and second mortgages) to the value of your home.